Mission and Vision
Evergreen Quick-Loans is a Worldwide lender offering quick short & long term loan services that provide a complete solution for everyone. We originate, fund, and service loans for our customers and provide mortgage solutions for our business partners, banks and credit unions.
Our Vision � What We Want to Create
We change the world one relationship at a time.
What can be more life changing than returning to the place you call home each day? The family of associates at Evergreen is inspired by fulfilling the desires of customers throughout the year. Whether you plant your first garden, host your child�s wedding in the backyard, or gather the family at your house for the holidays, your world becomes forever changed.
Our Mission � What We Do
We deliver on time and as promised� while providing a �WOW� experience for our customers and our Evergreen family of associates.
A wow moment is any moment that pleasantly surprises and delights our customers and associates.
How Our Loans Work
Here at Evergreen Quick Loans we offer unsecured personal loans for those needing a sum of money between $5,000 and $1,000,000. Our loans are designed to be paid back in fixed monthly installments and you can choose how long you wish to pay back the loan over 6 to 72 months. We only offer unsecured loans so you don�t need to secure an asset like your house or car against the loan. You don�t need a guarantor either as we work hard to provide you with the money you need at a rate you can afford.
Your monthly repayments are based on a fixed interest rate for the length of the loan. Unlike variable interest rates, you will know exactly how much your repayments will be each month, without having to worry about setting aside extra money in case of rising interest rates.
Evergreen Quick Loans is not a high-cost, short-term loan provider. We aim to give you the money you want, when it�s needed, whether you have a sudden emergency that has set you back financially or if you want a boost to help kick start your future plans.
We know looking for the right loan is important, and with Evergreen Quick Loans, there�s no need to panic. When we make you an offer, we guarantee it will be valid for 5 days, so you don�t have to rush to accept. This means you�ll have time to see what else is about and make sure our offer is the best deal for you.
WHO DO WE LEND TO?
We lend to people who need financial help and pride ourselves on trying to help those that may find it difficult to get credit from other lenders. When deciding to approve a loan application, our criteria is based on whether an individual can afford the monthly repayments. We will even offer loans to those with a less than perfect credit history, which sets us apart from many other lenders.
Our customers often ask us �If I have a bad credit profile, can I still apply?� or �If I was rejected by my bank, can I apply?� The answer is yes. We treat every application individually and understand there are times when unexpected situations happen so we always try to help where possible. If you need a helping hand with your finances, contact our loan teams manager from our contact page.
HOW DO YOU APPLY?
Our application process is simple and you can apply direct from your mobile phone, computer or tablet. It takes just four simple steps to apply for a Evergreen Quick Loans online. Simply decide how much you want to borrow, what the monthly repayments will be and for how long the loan will be.
We review applications as quickly as possible, and most of the time we can provide a decision within one hour. We never charge any application fees until your loan is approved and if approved your money will be transferred to your bank account within 24 hours.
Once you have applied, you can track the progress of your application wherever you are. We want to make it easy for you to manage your finances and you can access your current balance at any time by logging in online. You can check when the next payment is due and view any recent payments made. You will also receive a monthly reminder before each installment is due. If you have any queries or questions, you can contact us 24/7 to talk to one of our agents.
LOANS THAT SUIT YOU
We offer a wide variety of loans to meet your circumstances ranging from $5,000 to $1,000,000 over one to six years with monthly repayments starting at just $50. You can choose the amount you want to borrow as well as the length of the loan term. Before approving any application, we carry out checks to ensure you will be able to afford the monthly payments. Don�t worry, we see people as more than their credit history and will always do our best to lend people money. Talk to us about how we can help you.
WHY PAY MORE?
We offer a reasonable interest rate, even for those with a less than perfect credit history, and in some instances you could find that you are saving money by choosing Evergreen Quick Loans as your preferred lender.
FACING THE UNEXPECTED TOGETHER
As much as you plan, we know that unexpected costs can knock your budget off track. Whether your family pet has raked up a high vet bill, the fridge has broken down or you�ve got a broken boiler needing urgent repair, our loans are designed to help you. Our dedicated team will work with you to ensure your monthly payments are both affordable and manageable based on your monthly budget. If something happens we are always easy to reach by email, phone and live chat, so simply get in touch whenever you need us.
WHY OUR LOANS ARE DIFFERENT
We believe there are a few things that set us apart from other lenders. You won�t find any hidden charges or confusing small print; and we won�t shy away if you have less than perfect credit. We also feel it�s important to offer personal loans with fixed monthly payments, so you know exactly how much you will be paying each month and can budget accordingly. We offer a simple online application process and if your loan is approved, you could get the money in your account within 24 hours.
If you need to take out a loan, the first step is to find a reputable lender. It�s easy to feel overwhelmed by the many options available but while short-term and other types of loans may seem like a quick and easy solution, the high interest rates can sometimes help your debt spiral out of control.
THE EVERGREEN QUICK LOANS DIFFERENCE � NO NEED TO PANIC!
We think taking a loan with us is different for a number of reasons. Our business is built on offering a fair and transparent service, and as with any reputable lender, we make sure that you know exactly how much you will pay, when and over how many months. We work with people with a less than perfect credit history because we understand there are times when you may need a helping hand. What�s more, we don�t expect you to rush into accepting the loan we offer you � we�ll guarantee to hold the offer for 5 days whilst you shop around. This means you�ve got time to make sure it is the best deal for you. Put simply, we cater for individuals in various financial situations: whether you have a good credit score, or one where other lenders are unwilling to offer you a loan, we want to help.
YOU CONTROL THE TERM OF YOUR LOAN
We check that you can afford the monthly payments for the amount and length of time you have chosen, so we know you can easily plan your budget for the month. Our interest rates are always fixed from the moment you take out the loan. That�s because we believe you should be able to borrow between $1,000 and $5,000 for up to two years, at a reasonable interest rate and pay us back in fixed, monthly payments.
PROVIDING SUPPORT IN STRESSFUL SITUATIONS
We know life can bring the unexpected. We also know that financial worries can be a real burden to your lifestyle and happiness. The decision to borrow money is important and can have a significant impact on your future, so always make sure you can afford the monthly payments and only choose a reliable and sensible lender. We will only ever lend you an amount that you can comfortably repay in set installments each month.
Should something unplanned happen to your budget, then you want a lending partner you can trust, who is both reachable and flexible. We are available by phone, email and live chat when you need us. Start one with Evergreen Quick Loans today.
CASH IN YOUR ACCOUNT WITHIN 24 HOURS AFTER APPROVAL
We take the time to evaluate how much credit you can afford but we try to do so as quickly as possible. We aim to make and inform you of our decision as soon as possible, often within 60 minutes. Our online loan application has been designed to be simple and straightforward, and after four simple steps you can submit your application for review. There may be times when we ask for extra documents but this is generally to help us decide whether you can actually afford the loan. It needs to be right for you in the long-term.
SIMPLE PAYMENT SYSTEM
If you earn extra cash during the loan period, it can be useful to pay us back sooner. Our payment plan is designed to be hassle free and where possible monthly installments will be taken on your payday. We send you a payment reminder each month so that you know the payment is due. We do not charge additional fees if you want to make additional repayments.
Alternatively, if you need more cash during your loan, provided you have made your monthly repayments on time, we are happy to explore whether we can extend more credit.
We are committed to affordable lending and building a long lasting relationship with our borrowers.
At Evergreen Quick Loans we make sure that our pricing is transparent so that you know how much you will be paying from the start. We won�t trick you with sneaky, hidden fees or upfront payments, nor will we allow you to borrow more money than you can comfortably afford.
We make thorough checks every time we receive an application in order to ensure your monthly repayments are affordable. We want to help where possible, but it�s important that you remain realistic about your finances and borrow sensibly. Whether that�s to combine any outstanding debts into a single more manageable loan (known as debt consolidation); or if you need to find extra funds for any unplanned bills, we will try to give you the money you need.
EVERGREEN QUICK LOANS
We offer personal unsecured loans from $5,000 to $1,000,000. Unsecured means that the loan is not secured against an asset such as your home. You can use our handy personal loan calculator to see how much your monthly repayments are likely to be. Simply select how much you want to borrow and decide whether you want a 6 month to 72 month loan.
If you have less than perfect credit, you might feel like you need to take the first offer you receive. If that first offer comes from us, don�t panic. We guarantee the offer we make you will be valid for 5 days, so you don�t need to rush and accept it straight away. Shop around and make sure that our loan offer is the best deal for you.
FIXED MONTHLY PAYMENTS
All of our personal loans are offered with fixed monthly payments, which we think offer a number of advantages. It means your monthly payments will not vary from month to month, so you know how much you need to pay. This can make budgeting for your loan much easier. With Evergreen QuickLoans you don�t need to worry about rising interest rates; the rate will remain the same from the day you take out your loan.
We also charge a reasonable interest rate, even for those whose credit isn�t perfect and, since repayments can be spread over 1 to 7 years, you can find a loan option to suit your needs and budget.
USE YOUR LOAN FOR THE THINGS THAT MATTER
Whether you decide to use your loan to pay towards a broken boiler, to fund your pet�s operation or to help make your wedding day even more special, we will try to find a solution to help. We aim to review each application promptly and if you�re accepted, that much-needed money could be in your account within 24 hours. You can make a quick check to see if we have a loan that could help you, and it won�t have any impact on your credit report.
MAKE ADDITIONAL PAYMENTS
Where possible, we will set up your repayments to be made on the day you get paid. Legally, you can also make an additional partial or full repayment at any point during the agreed loan term.
Loan Balance:$10,000.00 USD
Loan Interest Rate:5-20%
Monthly Loan Payment:$147.50 USD
Months of Payments:72 months
Year of Payment:6 years
Total Interest Paid:$620.34 USD
Cumulative Payments:$10,620.34 USD